Thousands of Michigan families have trusted Bergstrom Insurance Agency over the years to provide them with all types of personal insurance, such as:

• Homeowners policy

This policy provides coverage for owner-occupied homes and their contents.  Coverage is also provided for personal liability and medical payments to others.  There are dozens of optional coverages offered that may vary somewhat between insurance companies.  Coverage can be added for scheduled items like jewelry, art or antiques.

• Personal Auto policy

Required coverages in the State of Michigan include Personal Injury Protection, Property Protection Insurance and Residual Liability Coverage.  Optional coverages include Uninsured Motorists, Underinsured Motorists, Limited Property Damage, Collision, Comprehensive, Towing and Loss of Use.  All auto policies are not created equal.  For instance, some insurance companies in Michigan do not even offer Underinsured Motorists coverage.

• Boat/Snowmobile/Motorcycle/RV policies

These policies provide coverage for the vehicle itself as well as your liability for ownership and/or operation of the vehicle.  Coverage can be added for trailers or other equipment.

• Personal Umbrella policy

This policy provides another layer of liability coverage over and above the limits provided by the Homeowners, Personal Auto and any other policies.  This policy can also provide important primary coverage while a person is traveling abroad.

• Life/Health/Disability/Long Term Care Insurance

We offer both term and whole life insurance policies from a wide range of insurance companies.  We offer traditional health insurance as well as HMO's and PPO's.   

•  Annuities

Annuities can provide you with tax-deferred savings and a stream of income that you cannot outlive.  We have access to several of the top companies.